SMARTPAY HOLDINGS LIMITED (SMP)
Share Price Analysis and Chart

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SMP - SMARTPAY HOLDINGS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: March
GICS Industry Group : Software & Services
Debt/EBITDA: 0.88
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.28

25 Apr
2024

0.000

OPEN

$1.28

0.000

HIGH

$1.28

0

LOW

$1.28

TARGET
$1.98 54.7% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . CRD . EML . EPY . FSA . HUM . JDO . LFS . MME . PGL . PLT . PPM . QAL . SIV . SQ2 . SVR . TYR . WZR . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
SMP: 1
Title FY24
Forecast		 FY25
Forecast
EPS (cps) 4.4 xxx
DPS (cps) 0.0 xxx
EPS Growth N/A xxx
DPS Growth N/A xxx
PE Ratio 29.4 xxx
Dividend Yield 0.0% xxx
Div Pay Ratio(%) N/A xxx
This company reports in NZD.
All estimates have been converted into AUD by FNArena at present FX values.

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201820192020202120222023
EPS Basic xxxxxxxxxxxxxxx3.2
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx70.9 M
Book Value Per Share xxxxxxxxxxxxxxx16.6
Net Operating Cash Flow xxxxxxxxxxxxxxx16.9 M
Net Profit Margin xxxxxxxxxxxxxxx10.87 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201820192020202120222023
Return on Capital Employed xxxxxxxxxxxxxxx21.13 %
Return on Invested Capital xxxxxxxxxxxxxxx15.68 %
Return on Assets xxxxxxxxxxxxxxx10.43 %
Return on Equity xxxxxxxxxxxxxxx21.13 %
Return on Total Capital xxxxxxxxxxxxxxx15.15 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx14.3 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201820192020202120222023
Short-Term Debt xxxxxxxxxxxxxxx2 M
Long Term Debt xxxxxxxxxxxxxxx12 M
Total Debt xxxxxxxxxxxxxxx14 M
Goodwill - Gross xxxxxxxxxxxxxxx14 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx18 M
Price To Book Value xxxxxxxxxxxxxxx6.98

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201820192020202120222023
Capex xxxxxxxxxxxxxxx12.6 M
Capex % of Sales xxxxxxxxxxxxxxx17.75 %
Cost of Goods Sold xxxxxxxxxxxxxxx52 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx11 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx-

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Bell Potter

21/03/2024

1

Buy

$1.76

37.50%

Bell Potter has observed a trade-down in SmartPay shares since the company's first half result, despite positive merchant data and growth in digital payments. The broker retains a positive look view on the company, reinforced by efforts to balance growth and profitability.

The broker points out certification and testing of next-generation Android terminals is complete, and roll out is imminent in Australia and expected by mid-year in New Zealand.

The units come at an increased customer acquisition cost, but presents a better back-book net present value opportunity for SmartPay according to the broker.

The Buy rating is retained and the target price increases to $1.76 from $1.75.

FORECAST
Bell Potter forecasts a full year FY24 dividend of 0.00 cents and EPS of 3.06 cents.
Bell Potter forecasts a full year FY25 dividend of 0.00 cents and EPS of 5.18 cents.
Access Stockbroker Research History >

SMP STOCK CHART

FNArena News on SMP

1
Australian Broker Call *Extra* Edition – Mar 18, 2024

Mar 18 2024 - Daily Market Reports
2
FNArena Corporate Results Monitor – 01-12-2023

Dec 01 2023 - Australia
3
FNArena Corporate Results Monitor – 02-06-2023

Jun 02 2023 - Australia
4
BNPL To Be Regulated In Australia

Jun 01 2023 - Australia
5
Australian Broker Call *Extra* Edition – Jan 23, 2023

Jan 23 2023 - Daily Market Reports

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