PEPPER MONEY LIMITED (PPM)
Share Price Analysis and Chart

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PPM - PEPPER MONEY LIMITED

FNArena Sector : Business & Consumer Credit
Year End: December
GICS Industry Group : Banks
Index: ALL-ORDS

Pepper Money Limited is a consumer finance company specialising in consumer lending and residential mortgages. It is part of the Pepper Financial Services Group and listed on the ASX in May 2021.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.67

10 Aug
2022

0.030

OPEN

$1.64

1.83%

HIGH

$1.72

339,183

LOW

$1.64

TARGET
$2.325 39.2% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
CCP . CLH . CMI . SIV . TGA . PEP . RHL . APT . TYR . WZR . SCO . CRD . MME . PGL . CGR . ZIP . MNY . EML . SPT . SMP . PLT . ZBT . LBY . HUM . EPY . OPY . IOU . JDO .
FNARENA'S MARKET CONSENSUS FORECASTS
PPM: 1
Title FY20
Actual		 FY21
Actual		 FY22
Forecast		 FY23
Forecast
EPS (cps) xxx 33.6 31.6 xxx
DPS (cps) xxx 9.0 11.0 xxx
EPS Growth xxx N/A - 6.0% xxx
DPS Growth xxx N/A 22.2% xxx
PE Ratio xxx N/A 5.3 xxx
Dividend Yield xxx N/A 6.6% xxx
Div Pay Ratio(%) xxx 26.8% 34.8% xxx

Dividend yield today if purchased 3 years ago: 1.88%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 5.39

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 14/03 - ex-div 9c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2022 FactSet UK Limited. All rights reserved
Title 2018201920202021
EPS Basic xxxxxxxxx33.6
DPS All xxxxxxxxx9.0
Sales/Revenue xxxxxxxxx771.3 M
Book Value Per Share xxxxxxxxx144.8
Net Operating Cash Flow xxxxxxxxx-2,990.5 M
Net Profit Margin xxxxxxxxx16.95 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 2018201920202021
Return on Capital Employed xxxxxxxxx39.55 %
Return on Invested Capital xxxxxxxxx1.47 %
Return on Assets xxxxxxxxx1.46 %
Return on Equity xxxxxxxxx39.55 %
Return on Total Capital xxxxxxxxx5.87 %
Free Cash Flow ex dividends xxxxxxxxx-3,000.6 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

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EXPERT VIEWS
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Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Credit Suisse

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Macquarie

05/04/2022

1

Outperform

$2.80

67.66%

Pepper Money has announced the acquisition of 65% of Stratton Finance via cash and debt drawdown. While small relative to the broader group, the transaction should diversify Pepper’s earnings and lead to earnings upgrades, Macquarie suggests.

The benefit, nevertheless, is offset by potential regulatory and integration risks, the broker warns.

Macquarie sees valuation as undemanding, with funding cost upside risk priced in, and retains Pepper Money as its preferred pick in the non-bank space. Outperform and $2.80 target unchanged.

FORECAST
Macquarie forecasts a full year FY22 dividend of 12.00 cents and EPS of 35.20 cents.
Macquarie forecasts a full year FY23 dividend of 12.00 cents and EPS of 35.20 cents.
Access Stockbroker Research History >

PPM STOCK CHART

FNArena News on PPM

1
Australian Broker Call *Extra* Edition – Jul 21, 2022

Jul 21 2022 - Daily Market Reports
2
In Brief: Non-Banks, Infrastructure, Consumer Sentiment, Retailers

Jul 01 2022 - Weekly Reports
3
FNArena Corporate Results Monitor – 25-02-2022

Feb 25 2022 - Australia
4
In Brief: Banks, Building Products, Gaming & Non-Bank Lenders

Jan 28 2022 - Weekly Reports
5
Australian Broker Call *Extra* Edition – Dec 03, 2021

Dec 03 2021 - Daily Market Reports

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