TYRO PAYMENTS LIMITED (TYR)
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TYR

TYR - TYRO PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 0.39
Index: ASX300 | ALL-ORDS | ALL-TECH

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.22

28 Aug
2025

0.030

OPEN

$1.20

2.52%

HIGH

$1.24

3,618,425

LOW

$1.16

TARGET
$1.38 13.1% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
TYR: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 3.4 4.1 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx - 31.0% 19.8% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 30.5 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx3.4
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx485.6 M
Book Value Per Share xxxxxxxxxxxxxxx43.2
Net Operating Cash Flow xxxxxxxxxxxxxxx145.8 M
Net Profit Margin xxxxxxxxxxxxxxx3.67 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx8.20 %
Return on Invested Capital xxxxxxxxxxxxxxx7.34 %
Return on Assets xxxxxxxxxxxxxxx3.57 %
Return on Equity xxxxxxxxxxxxxxx8.20 %
Return on Total Capital xxxxxxxxxxxxxxx8.09 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx145.0 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx4 M
Long Term Debt xxxxxxxxxxxxxxx24 M
Total Debt xxxxxxxxxxxxxxx28 M
Goodwill - Gross xxxxxxxxxxxxxxx14 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx208 M
Price To Book Value xxxxxxxxxxxxxxx2.04

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx11.1 M
Capex % of Sales xxxxxxxxxxxxxxx2.28 %
Cost of Goods Sold xxxxxxxxxxxxxxx305 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx155 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx131 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.4

No. Of Recommendations

5
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

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Morgan Stanley

xx/xx/xxxx

5

xxxxxx xxxx xxxxxxxxxxx

$xx.xx

xx.xx%

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UBS

27/08/2025

1

Buy

$1.40

14.75%

Following a strong share price bounce for Tyro Payments, an FY26 gross profit guidance range implying 7% growth at the mid-point likely weighed slightly on sentiment, UBS suggests, as consensus currently sits at the top-end of that range.

While the broker acknowledges this isn't guiding to stellar growth, there are some positive trends emerging following a pretty tough couple of years.

UBS doesn't anticipate FY26 upgrades to consensus, however Tyro remains cheap on any multiple, has strategic appeal from a number of angles, and is leveraged to a cyclical upswing domestically on rate cuts.

Target rises to $1.40 from $1.35, Buy retained.

FORECAST
UBS forecasts a full year FY26 dividend of 0.00 cents and EPS of 4.00 cents.
UBS forecasts a full year FY27 dividend of 2.00 cents and EPS of 5.00 cents.

Morgans

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Shaw and Partners

xx/xx/xxxx

1

xxx, xxxx xxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

2

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Wilsons

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Canaccord Genuity

07/04/2025

1

Buy

$1.65

35.25%

Canaccord Genuity hosted a briefing with Tyro Payments' management to gain deeper insights into the rationale for Smartpay Holdings ((SMP)) takeover and the company's plans to expand into the Aged Care vertical.

The broker notes the company's plans to enter three verticals in 2025 translates to $200m revenue from a combined addressable market of $21bn, with gross margin estimate of over 50%.

With the Smartpay takeover, the broker estimates cost synergies of $25-35m, which would push up the combined entitiies' FY26 EBITDA forecast to $117m and FY27 to $134m. The broker also expects valuation to fall to 4.7x and 4x times respectively, which is well below listed payment peers of 12.5x.

Buy retained. Target unchanged at $1.65.

FORECAST
Canaccord Genuity forecasts a full year FY26 dividend of 0.00 cents and EPS of 5.70 cents.
Access Extra Coverage Research History >

TYR STOCK CHART

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