LATITUDE GROUP HOLDINGS LIMITED (LFS)
Share Price Analysis and Chart

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LFS - LATITUDE GROUP HOLDINGS LIMITED

FNArena Sector : Business & Consumer Credit

Year End: December

GICS Industry Group : Diversified Financials

Debt/EBITDA: 8.39

Index: ALL-ORDS

LAST PRICE	CHANGE +/-	CHANGE %	VOLUME
$1.15 10 Sep 2025	0.000 OPEN $1.15	0.000 HIGH $1.15	127,265 LOW $1.14

TARGET

$1.25

8.7% upside

OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .

FNARENA'S MARKET CONSENSUS FORECASTS

Title	FY23 Actual	FY24 Actual	FY25 Forecast	FY26 Forecast
EPS (cps)	xxx	2.1	10.0	xxx
DPS (cps)	xxx	3.0	7.0	xxx
EPS Growth	xxx	N/A	100.0%	xxx
DPS Growth	xxx	N/A	100.0%	xxx
PE Ratio	xxx	N/A	11.5	xxx
Dividend Yield	xxx	N/A	6.0%	xxx
Div Pay Ratio(%)	xxx	144.2%	69.5%	xxx

Dividend yield today if purchased 3 years ago: 2.17%

DIVIDEND YIELD CALCULATOR

Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 21/03 - ex-div 4c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD

Copyright © 2025 FactSet UK Limited. All rights reserved

Title	2019	2020	2021	2022	2023	2024
EPS Basic	xxx	xxx	xxx	xxx	xxx	2.1
DPS All	xxx	xxx	xxx	xxx	xxx	3.0
Sales/Revenue	xxx	xxx	xxx	xxx	xxx	1,115.2 M
Book Value Per Share	xxx	xxx	xxx	xxx	xxx	117.8
Net Operating Cash Flow	xxx	xxx	xxx	xxx	xxx	-379.3 M
Net Profit Margin	xxx	xxx	xxx	xxx	xxx	2.74 %

EPS Basic

Negative
Growth
Slowing

DPS All

Negative
Growth
Slowing

Sales/Revenue

Negative
Growth
Slowing

Book Value Per Share

Negative
Growth
Slowing

Net Operating Cash Flow

Negative
Growth
Slowing

Net Profit Margin

Negative
Growth
Slowing

Title	2019	2020	2021	2022	2023	2024
Return on Capital Employed	xxx	xxx	xxx	xxx	xxx	2.49 %
Return on Invested Capital	xxx	xxx	xxx	xxx	xxx	0.49 %
Return on Assets	xxx	xxx	xxx	xxx	xxx	0.40 %
Return on Equity	xxx	xxx	xxx	xxx	xxx	2.49 %
Return on Total Capital	xxx	xxx	xxx	xxx	xxx	6.03 %
Free Cash Flow ex dividends	xxx	xxx	xxx	xxx	xxx	-408.8 M

Return on Capital Employed

Negative
Growth
Slowing

Return on Invested Capital

Negative
Growth
Slowing

Return on Assets

Negative
Growth
Slowing

Return on Equity

Negative
Growth
Slowing

Return on Total Capital

Negative
Growth
Slowing

Free Cash Flow ex dividends

Negative
Growth
Slowing

Title	2019	2020	2021	2022	2023	2024
Short-Term Debt	xxx	xxx	xxx	xxx	xxx	788 M
Long Term Debt	xxx	xxx	xxx	xxx	xxx	5,547 M
Total Debt	xxx	xxx	xxx	xxx	xxx	6,336 M
Goodwill - Gross	xxx	xxx	xxx	xxx	xxx	703 M
Cash & Equivalents - Generic	xxx	xxx	xxx	xxx	xxx	410 M
Price To Book Value	xxx	xxx	xxx	xxx	xxx	0.98

Short-Term Debt

Negative
Growth
Slowing

Long Term Debt

Negative
Growth
Slowing

Total Debt

Negative
Growth
Slowing

Goodwill - Gross

Negative
Growth
Slowing

Cash & Equivalents - Generic

Negative
Growth
Slowing

Price To Book Value

Negative
Growth
Slowing

Title	2019	2020	2021	2022	2023	2024
Capex	xxx	xxx	xxx	xxx	xxx	19.9 M
Capex % of Sales	xxx	xxx	xxx	xxx	xxx	1.78 %
Cost of Goods Sold	xxx	xxx	xxx	xxx	xxx	160 M
Selling, General & Admin. Exp & Other	xxx	xxx	xxx	xxx	xxx	280 M
Research & Development	xxx	xxx	xxx	xxx	xxx	-
Investments - Total	xxx	xxx	xxx	xxx	xxx	6,427 M

Capex

Negative
Growth
Slowing

Capex % of Sales

Negative
Growth
Slowing

Cost of Goods Sold

Negative
Growth
Slowing

Selling, General & Admin. Exp & Other

Negative
Growth
Slowing

Research & Development

Investments - Total

Negative
Growth
Slowing

Negative

Growth

Slowing

EXPERT VIEWS
EXTRA COVERAGE

EXPERT VIEWS

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Sentiment Indicator

0.0

No. Of Recommendations

BROKER	DATE	RATING	RECOMMENDATION	TARGET PRICE	% TO REACH TARGET	COMMENTARY
Citi	xx/xx/xxxx	3	xxxxxxx	$xx.xx	xx.xx%	Broker commentary and detailed analysis is available for Full Members Only. Login above or Get a Free Trial
Morgan Stanley	25/08/2025	3	Equal-weight	$1.30	13.04%	Morgan Stanley believes Latitude Group is making more progress on its self-help strategy. Commentary states Latitude delivered a good first half result with strong revenue trends and improved operating leverage. At the same time, the operating environment remains supportive for both margins and volumes, in the broker's view. However, Morgan Stanley thinks management will need to sustain this momentum to drive a re-rating from current levels. The report suggests Latitude's margin outlook remains constructive in the RBA easing cycle, supported by lower funding costs and repricing actions. Latitude continues to demonstrate strong volume momentum, Morgan Stanley notes, with the first half marking a new record in Money originations and a sustained lift in card purchase volumes. Equal-weight retained, target rises to $1.30 from $1.25. Industry view: In Line. FORECAST Morgan Stanley forecasts a full year FY25 dividend of 8.00 cents and EPS of 10.00 cents. Morgan Stanley forecasts a full year FY26 dividend of 8.50 cents and EPS of 14.00 cents.

BROKER

DATE

RATING

RECOMMENDATION

TARGET PRICE

% TO REACH TARGET

COMMENTARY

Citi

xx/xx/xxxx

xxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Morgan Stanley

25/08/2025

Equal-weight

$1.30

13.04%

Morgan Stanley believes Latitude Group is making more progress on its self-help strategy. Commentary states Latitude delivered a good first half result with strong revenue trends and improved operating leverage.

At the same time, the operating environment remains supportive for both margins and volumes, in the broker's view. However, Morgan Stanley thinks management will need to sustain this momentum to drive a re-rating from current levels.

The report suggests Latitude's margin outlook remains constructive in the RBA easing cycle, supported by lower funding costs and repricing actions.

Latitude continues to demonstrate strong volume momentum, Morgan Stanley notes, with the first half marking a new record in Money originations and a sustained lift in card purchase volumes.

Equal-weight retained, target rises to $1.30 from $1.25. Industry view: In Line.

FORECAST
Morgan Stanley forecasts a full year FY25 dividend of 8.00 cents and EPS of 10.00 cents.
Morgan Stanley forecasts a full year FY26 dividend of 8.50 cents and EPS of 14.00 cents.

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EXTRA COVERAGE

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No. Of Recommendations

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER	DATE	RATING	RECOMMENDATION	TARGET PRICE	% TO REACH TARGET	COMMENTARY
No data available in table

Access Extra Coverage Research History >

LFS STOCK CHART

FNArena News on LFS

1	Weekly Ratings, Targets, Forecast Changes – 28-02-25 Mar 03 2025 - Weekly Reports

2	FNArena Corporate Results Monitor – 25-02-2025 Feb 25 2025 - Australia

3	FNArena Corporate Results Monitor – 06-09-2024 Sep 06 2024 - Australia

4	Weekly Ratings, Targets, Forecast Changes – 01-03-24 Mar 04 2024 - Weekly Reports

5	Rudi’s View: Week 3 – Not As Good, But Not Bad Feb 28 2024 - Rudi's View

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Dividend Yield Today On Last Actual Payout :	2.61
Estimated Dividend Growth (Average Of Past Three Years)	%
Amount Invested	$
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LATITUDE GROUP HOLDINGS LIMITED (LFS)
Share Price Analysis and Chart