CREDIT CLEAR LIMITED (CCR)
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CCR

CCR - CREDIT CLEAR LIMITED

FNArena Sector : Diversified Financials
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 0.96
Index:

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.22

23 Jun
2026

0.010

OPEN

$0.22

4.76%

HIGH

$0.22

220,929

LOW

$0.21

TARGET
$0.30 36.4% upside
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FNARENA'S MARKET CONSENSUS FORECASTS
CCR: 1
Title FY24
Actual
FY25
Actual
FY26
Forecast
FY27
Forecast
EPS (cps) xxx 0.8 1.1 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx N/A 26.2% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 18.9 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

0.00

Estimated Dividend Growth
(Average Of Past Three Years)

 %

Amount Invested

Tell Me The Dividend After This Many Years

Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx0.8
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx46.9 M
Book Value Per Share xxxxxxxxxxxxxxx15.1
Net Operating Cash Flow xxxxxxxxxxxxxxx5.8 M
Net Profit Margin xxxxxxxxxxxxxxx7.56 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx5.74 %
Return on Invested Capital xxxxxxxxxxxxxxx5.48 %
Return on Assets xxxxxxxxxxxxxxx4.34 %
Return on Equity xxxxxxxxxxxxxxx5.74 %
Return on Total Capital xxxxxxxxxxxxxxx-3.28 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx5.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1 M
Long Term Debt xxxxxxxxxxxxxxx3 M
Total Debt xxxxxxxxxxxxxxx4 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx23 M
Price To Book Value xxxxxxxxxxxxxxx1.55

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx2.0 M
Capex % of Sales xxxxxxxxxxxxxxx4.19 %
Cost of Goods Sold xxxxxxxxxxxxxxx45 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx4 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx1 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Morgans

23/06/2026

1

Initiation of coverage with Speculative Buy

$0.30

36.36%

Morgans initiates research coverage on Credit Clear with a Speculative Buy rating and $0.30 target, highlighting the company’s proprietary digital collections platform and growing position in contingent debt collections.

The broker believes Credit Clear is well placed to consolidate market share across Australia, New Zealand and the larger UK market through both organic growth and acquisitions.

FY26 guidance implies to the analyst revenue growth of 24% and earnings (EBITDA) growth of 34%, supported by recent acquisitions.

Morgans also points to a strong balance sheet, with $20.9m in cash and no drawn debt, providing flexibility for further expansion.

FORECAST
Morgans forecasts a full year FY26 dividend of 0.00 cents and EPS of 1.06 cents.
Morgans forecasts a full year FY27 dividend of 0.00 cents and EPS of 1.44 cents.

EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

18/05/2026

1

Buy

$0.40

81.82%

Shaw and Partners maintains a Buy rating for Credit Clear with an unchanged $0.40 target price.

Following a presentation at the broker's emerging financials conference, management re-affirmed FY26 EBITDA guidance of $9.5m to $10.5m.

The broker notes soft trading in the first half of 2026 caused by cost-of-living stress is being offset by progress on invoice collections as employment levels remain high.

Acquisition integrations for DTS and Arc Europe are proceeding as planned, while the development of an "artificial recoveries intelligence" platform aims to optimise recovery rates.

The broker concludes superior fundamentals including double-digit EBITDA growth while market share gains support the current valuation.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 0.00 cents and EPS of 1.40 cents.
Shaw and Partners forecasts a full year FY27 dividend of 0.00 cents and EPS of 1.70 cents.

CCR STOCK CHART