CREDIT CORP GROUP LIMITED (CCP)
Share Price Analysis and Chart

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CCP - CREDIT CORP GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 1.7
Index: ASX200 | ASX300 | ALL-ORDS

Credit Corp is an Australian company that purchases and collects debt ledgers in Australia, New Zealand and the US. It also provides online consumer finance. Founded in 1992, it listed in 2000.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$20.15

22 Sep
2023

0.150

OPEN

$19.59

0.75%

HIGH

$20.14

118,804

LOW

$19.34

TARGET
$21.733 7.9% upside
Franking for last dividend paid out: 100%
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FNARENA'S MARKET CONSENSUS FORECASTS
CCP: 1
Title FY22
Actual
FY23
Actual
FY24
Forecast
FY25
Forecast
EPS (cps) xxx 134.2 139.5 xxx
DPS (cps) xxx 70.0 71.9 xxx
EPS Growth xxx - 9.9% 4.0% xxx
DPS Growth xxx - 5.4% 2.8% xxx
PE Ratio xxx N/A 14.4 xxx
Dividend Yield xxx N/A 3.6% xxx
Div Pay Ratio(%) xxx 52.2% 51.6% xxx

Dividend yield today if purchased 3 years ago: 4.25%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

3.47

Estimated Dividend Growth
(Average Of Past Three Years)

 %

Amount Invested

Tell Me The Dividend After This Many Years

Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 18/09 - ex-div 47c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2023 FactSet UK Limited. All rights reserved
Title 201820192020202120222023
EPS Basic xxxxxxxxxxxxxxx134.2
DPS All xxxxxxxxxxxxxxx70.0
Sales/Revenue xxxxxxxxxxxxxxx473.4 M
Book Value Per Share xxxxxxxxxxxxxxx1,200.9
Net Operating Cash Flow xxxxxxxxxxxxxxx63.6 M
Net Profit Margin xxxxxxxxxxxxxxx19.28 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201820192020202120222023
Return on Capital Employed xxxxxxxxxxxxxxx11.71 %
Return on Invested Capital xxxxxxxxxxxxxxx8.93 %
Return on Assets xxxxxxxxxxxxxxx8.21 %
Return on Equity xxxxxxxxxxxxxxx11.71 %
Return on Total Capital xxxxxxxxxxxxxxx12.48 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx22.2 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201820192020202120222023
Short-Term Debt xxxxxxxxxxxxxxx7 M
Long Term Debt xxxxxxxxxxxxxxx335 M
Total Debt xxxxxxxxxxxxxxx342 M
Goodwill - Gross xxxxxxxxxxxxxxx15 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx59 M
Price To Book Value xxxxxxxxxxxxxxx1.65

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201820192020202120222023
Capex xxxxxxxxxxxxxxx1.3 M
Capex % of Sales xxxxxxxxxxxxxxx0.28 %
Cost of Goods Sold xxxxxxxxxxxxxxx59 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx225 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx118 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.3

No. Of Recommendations

3
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

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Ord Minnett

02/08/2023

3

Hold

$22.50

11.66%

Credit Corp's decline in FY23 net profit was slightly worse than Ord Minnett expected, largely because of higher expenses. The broker expects earnings will trough in FY24 but it appears the market had anticipated a rebound as the share price has dropped around -13%.

Ord Minnett expects US debt ledger business will grow earnings, albeit with declining profitability. While consumer lending EBITDA grew at 32% compound over the past three years, the broker expects a moderation to around 8% per year over the next five years.

Hold rating. The target is reduced to $22.50 from $24.00.

FORECAST
Ord Minnett forecasts a full year FY24 dividend of 70.80 cents and EPS of 128.60 cents.
Ord Minnett forecasts a full year FY25 dividend of 76.00 cents and EPS of 138.10 cents.

Morgans

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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CCP STOCK CHART